University of Maryland Global Campus’s Snapshot Card

Online master’s programs

Per credit hour

Typical total cost

Terms · multiple starts/yr

Key policies

Institution type

Public, nonprofit

Regional accreditation

MSCHE

Admissions model

Rolling — no fixed deadlines

GRE/GMAT required

Not required

Military rates

Available (TA-aligned pricing)

Notable Programmatic Accreditations

  • NSA/DHS CAE-CD
Written By - OMC Admin
Last Updated: May 15, 2026

Start Here: Compare UMGC by What Matters Most

  • Compare institutional strengths → Particularly strong in cybersecurity, IT, homeland security, intelligence management, and military-aligned graduate programs
  • Compare accreditation → MSCHE regional accreditation plus NSA/DHS CAE-CD designation for cybersecurity programs
  • Compare affordability → Public-university online tuition at ~$499 per credit regardless of residency, with reduced military tuition rates available
  • Compare student fit → Strongest for military-affiliated students, government professionals, and working adults seeking flexible low-cost public-university credentials
  • Compare alternatives → Western Governors University, Southern New Hampshire University, Penn State World Campus, and UMass Global

UMGC at a Glance

FieldDetail
Institution TypePublic, nonprofit
University SystemUniversity System of Maryland
Regional AccreditationMiddle States Commission on Higher Education (MSCHE)
Founded1947 (originally as the College of Special and Continuation Studies, serving military personnel overseas)
HeadquartersAdelphi, Maryland — all master’s programs delivered fully online
Total Enrollment~55,000+ students (one of the largest public online universities in the U.S.)
Online Master’s Programs14+ distinct programs across business, cybersecurity, IT, education, healthcare, and environmental management
Tuition Per Credit (Online)$499 — same rate for in-state and out-of-state online students
Military Tuition RateReduced rate available for active-duty servicemembers (varies; often aligned with DoD Tuition Assistance caps)
Admissions ModelRolling — no GRE or GMAT required for any master’s program
Start Date FrequencyMultiple starts per year (sessions begin roughly every 8 weeks)
Notable DesignationsNSA/DHS National Center of Academic Excellence in Cyber Defense (CAE-CD); consistently ranked among top military-friendly institutions by Military Times and G.I. Jobs

What UMGC Is Known For

UMGC is not a traditional university that has added an online program. It was built from the ground up to serve adult learners — originally military personnel stationed overseas — and that DNA still defines the institution more than 75 years later. Here’s what concretely sets UMGC apart in the online master’s landscape:

Military and veteran infrastructure that goes beyond a yellow ribbon sticker.

UMGC doesn’t just accept GI Bill benefits — it has physical offices on military installations worldwide, dedicated military advisors, and tuition structures specifically aligned with Department of Defense Tuition Assistance caps. For active-duty servicemembers and veterans, this isn’t a university that accommodates military life; it was designed around it.

Cybersecurity and IT programs with federal-grade credibility.

UMGC holds the NSA/DHS National Center of Academic Excellence in Cyber Defense designation, which is a meaningful signal in government and defense hiring. The university offers both a management-track and a technical-track cybersecurity master’s — a level of specialization most online universities don’t match. Its proximity (institutional and geographic) to the D.C./Fort Meade/NSA corridor gives these programs real-world employer connections that matter.

Public university tuition at a flat online rate.

UMGC charges $499 per credit for all online master’s students regardless of state residency. For a 36-credit program, that’s roughly $17,964 total — significantly below what Penn State World Campus charges and competitive with Western Governors University ‘s flat-rate model, though structured differently.

Generous transfer credit policies.

UMGC typically accepts up to 6 transfer credits for master’s programs, and its credit-for-experience evaluation pathways are more developed than most traditional universities offer. For mid-career professionals who have prior graduate coursework or professional certifications, this can meaningfully shorten the time to completion.

Rolling admissions with no standardized test requirements.

No program at UMGC requires the GRE or GMAT. Combined with starting roughly every eight weeks, UMGC removes most of the friction that slows down enrollment for working adults.

University System of Maryland affiliation.

UMGC operates within the same system as the University of Maryland, College Park, which provides institutional credibility that purely online universities often lack, particularly with government employers and within the Mid-Atlantic region.

Online Master’s Programs by Subject

UMGC offers 14 online master’s programs organized across five main subject areas. Every program follows the same structure: 36 credit hours, $499 per credit, rolling admissions, no GRE/GMAT, and fully online delivery.

ProgramDegreeCreditsEst. Total CostConcentrationsKey Notes
Master of Business AdministrationMBA36$17,964NoneBroad generalist MBA. No GMAT required. Not AACSB accredited.
MS in ManagementMS36$17,964Acquisition & Supply Chain Management, Homeland Security Management, Information Systems & Services, Interdisciplinary Studies, Intelligence Management, Project ManagementStrong alignment with government and defense sectors.
MS in Accounting and Financial ManagementMS36$17,964NoneCombines accounting and finance. Not a standalone MAcc for CPA-track students.
MS in Transformational LeadershipMS36$17,964NoneLeadership-focused program for mid-career professionals.

For a broader view of online master’s programs available in Maryland beyond UMGC, including options from other state institutions, see our Maryland state guide.

How UMGC Compares

UMGC occupies a specific niche: public-university credentialing, low cost, strong military alignment, and particular depth in cybersecurity/IT. Here’s how it stacks up against the institutions most prospective students compare it to.

FactorUMGCWestern Governors UniversitySouthern New Hampshire UniversityPenn State World CampusUMass Global
Institution TypePublic nonprofitPrivate nonprofitPrivate nonprofitPublic nonprofitPrivate nonprofit
Tuition Model$499/credit~$4,500/6-month term (flat rate)~$627/credit~$750–$900+/credit (varies by program)~$550–$700/credit (varies)
Est. Total Cost (36 cr.)~$17,964~$9,000–$13,500 (pace-dependent)~$22,572~$27,000–$32,400+~$19,800–$25,200
Program BreadthModerate (14 programs)Broad (50+ programs)Very broad (150+ programs)Broad (70+ programs)Moderate (30+ programs)
Cybersecurity/IT DepthStrong — NSA/DHS CAE-CD, dual-track cyber programsSolid — IT programs with certsLimitedModerate — IST programsLimited
Military SupportExceptional — built for military learnersStrong — military-friendlyStrong — Yellow Ribbon, military ratesModerateStrong — historically military-focused
Accreditation PrestigeMiddle States (respected, not elite)WGU’s NWCCU (accepted, sometimes questioned by employers)NECHE (solid regional)Middle States + Penn State nameWASC Senior (solid regional)
Admissions FlexibilityNo GRE, rolling starts every ~8 weeksNo GRE, monthly startsNo GRE, rolling startsVaries by program — some require GRENo GRE, rolling starts
Learning ModelAsynchronous, instructor-led coursesCompetency-based, self-pacedAsynchronous, instructor-ledVaries — some synchronous componentsAsynchronous, instructor-led
Best DifferentiatorCyber/IT + military + public-university costSpeed + flat-rate pricingProgram variety + scaleBrand recognition + research backingMilitary + adult-learner focus in California

Key takeaways from this comparison:

  • The bottom line: UMGC’s strongest case is for cybersecurity/IT at public-university pricing with best-in-class military support. If you prioritize the fastest possible completion and lowest total cost, WGU’s competency-based model may be cheaper. If you want the broadest program catalog, SNHU offers more options. If brand prestige matters to you and you can afford the premium, Penn State World Campus carries a stronger name. If you’re a California-based military learner, UMass Global may be geographically more convenient.

University of Maryland Global Campus Is

Best For

UMGC is not the best online master’s program for everyone, but it’s an exceptionally strong fit for these specific profiles:

  • Active-duty military and veterans using Tuition Assistance or GI Bill benefits. UMGC’s entire institutional infrastructure — from advising to tuition caps to deployment policies — is built around military life. If you’re stationed overseas, deploying mid-semester, or navigating TA paperwork, UMGC has solved these problems at an institutional level that most universities handle as exceptions.
  • Mid-career IT and cybersecurity professionals who need a credential, not a career change. If you’re already working in information security, network administration, or IT management and need a master’s degree for promotion or clearance requirements, UMGC’s NSA/DHS-designated programs deliver the credential with direct relevance to government and defense employers.
  • Budget-conscious working adults who prioritize low cost over brand prestige. At $17,964 total for most programs, UMGC undercuts the majority of regionally accredited online master’s programs. If you’ve done the math and determined that minimizing student debt matters more than a prestigious name on your diploma, UMGC delivers genuine value.
  • Government and defense-sector professionals in the D.C./Mid-Atlantic region. UMGC’s concentrations in homeland security management, intelligence management, and biosecurity/biodefense aren’t generic — they’re designed for the career tracks that exist in the D.C. corridor. Federal and contractor employers in this region know UMGC well.
  • Career changers who need flexible admissions to get started. No GRE, no GMAT, rolling starts every eight weeks, and generous transfer credit acceptance means UMGC removes most barriers to entry. If you’ve been out of school for years and need a low-friction on-ramp to graduate education, this matters.
  • Instructional designers and learning technologists outside K-12. UMGC’s MS in Learning Design and Technology and MEd in Instructional Technology serve the corporate training and e-learning market — not just teachers looking for a salary bump.

Not a Best Fit For

UMGC has real limitations, and being honest about them saves you time and money. Here’s when you should look elsewhere:

  • You need strong brand prestige or employer recognition outside government/military sectors. UMGC is well-known within the military community and among federal employers in the D.C. area. Outside those circles — particularly in competitive private-sector industries like management consulting, investment banking, or tech startups — UMGC’s name recognition drops considerably. If your career path depends on the prestige signal of your degree, institutions like Penn State World Campus or Purdue University carry more weight.
  • You want an AACSB-accredited MBA. UMGC’s MBA is not AACSB accredited. For many employers — especially in finance, consulting, and Fortune 500 hiring pipelines — AACSB accreditation is a baseline filter. If this credential matters in your target industry, UMGC’s MBA won’t clear that bar. Look at Indiana University Online or Arizona State University for AACSB-accredited online options.
  • You want a small-cohort, highly interactive learning experience. UMGC’s model is asynchronous, designed for scale and flexibility. If you thrive on live discussions, cohort relationships, and faculty mentorship, UMGC’s large-scale approach may feel impersonal. Universities like Northeastern University or George Washington University offer more cohort-oriented online programs.
  • You need a clinical, licensure-track, or practice-based program. UMGC does not offer online master’s programs in nursing, social work, counseling, clinical psychology, or any field that requires supervised clinical hours. If you’re pursuing an MSW , MSN , clinical psychology degree , or MHA with CAHME accreditation , you’ll need to look elsewhere.
  • You need a strong alumni network for competitive private-sector career placement. UMGC’s alumni network is large but diffuse and concentrated in the military and government sectors. If your career plan depends on alumni connections opening doors at private-sector employers, UMGC’s network is unlikely to provide that leverage the way a traditional flagship university would.
  • You want depth in liberal arts, sciences, or research-oriented programs. UMGC’s master’s portfolio is professionally oriented and narrowly focused on applied fields. There are no research-track MA programs, no thesis-based pathways, and no programs in humanities, social sciences (beyond management), or pure sciences.

Strongest Programs and Top Picks

Not all UMGC programs are created equal. These are the ones where UMGC has a genuine competitive edge:

Why it stands out: This is arguably UMGC’s flagship program. The NSA/DHS National Center of Academic Excellence in Cyber Defense designation is earned, not purchased — and it matters to government and defense employers who hire from a short list of CAE-designated institutions. The technical focus (versus the management-track counterpart) prepares students for hands-on cybersecurity roles, including penetration testing, security architecture, and incident response.

Best for: Working cybersecurity professionals who need a master’s for federal clearance requirements or GS-grade advancement, and IT professionals pivoting into dedicated security roles.

Limitation: The program is management-adjacent even in its “technical” track — students looking for deep offensive security or advanced cryptography coursework may find it less rigorous than programs at Georgia Tech or Johns Hopkins.

Admissions Snapshot

RequirementDetail
Bachelor’s DegreeRequired from a regionally accredited institution
Minimum GPA2.5 cumulative GPA on a 4.0 scale (some programs may have higher requirements)
GRE/GMATNot required for any master’s program
Application Fee$50 (waived for military servicemembers and veterans)
TranscriptsOfficial transcripts from all previously attended institutions
Transfer CreditsUp to 6 graduate credits may be transferable (subject to evaluation)
Military-Specific PathwaysCredit-for-experience evaluation available; Joint Services Transcript (JST) accepted for evaluation; dedicated military enrollment advisors
Application DeadlineRolling — no fixed deadline. Apply and start in the next available session.
Start FrequencyMultiple sessions per year (approximately every 8 weeks)
International StudentsAccepted — English proficiency documentation may be required

What this means practically: UMGC has deliberately removed nearly every barrier to entry. If you have a bachelor’s degree with a 2.5+ GPA, you can apply to any master’s program without standardized tests and start within weeks. The tradeoff is that this accessibility also means you’ll be in programs with a wide range of peer preparation levels.

Tuition and Cost Overview

UMGC’s cost structure is one of its clearest competitive advantages — and it’s unusually simple.

Cost ComponentDetail
Tuition Per Credit (Online)$499 — same rate for in-state and out-of-state students
Standard Program Length36 credits
Estimated Total Tuition$17,964
Military Tuition RateReduced rate available for active-duty using Tuition Assistance (typically aligned with DoD TA cap of $250/credit hour)
Technology FeeIncluded in tuition — no separate technology fee
Application Fee$50 (waived for military)
Books/MaterialsMany courses use Open Educational Resources (OER) or digital materials included in tuition. Budget $0–$500 additional depending on program.

How UMGC’s Cost Compares

InstitutionEst. Per-Credit CostEst. Total (36 cr.)
UMGC$499~$17,964
Western Governors University~$4,500/6-mo term (flat)~$9,000–$13,500
Southern New Hampshire University~$627~$22,572
Penn State World Campus~$750–$900+~$27,000–$32,400+
UMass Global~$550–$700~$19,800–$25,200

WGU is cheaper if you move fast through competency-based assessments. UMGC is cheaper than SNHU, significantly cheaper than Penn State World Campus, and competitive with UMass Global — while carrying a public-university affiliation.

Financial aid and funding options: UMGC accepts federal financial aid (FAFSA), GI Bill and Tuition Assistance benefits, employer tuition reimbursement, and offers institutional scholarships. Given the relatively low total cost, many working adults may qualify for employer tuition assistance that covers the majority of program costs. For those exploring student loan forgiveness pathways — particularly through Public Service Loan Forgiveness — UMGC’s status as a public institution and its alignment with government employment make PSLF a realistic option for many graduates.

Visit University of Maryland Global Campus’s official online programs page

These OMC ranking pages are directly relevant if you’re evaluating UMGC or similar institutions:

  • Online Cybersecurity Master’s Programs — UMGC’s cybersecurity programs are among its strongest. See how they compare against other top-ranked online cybersecurity options.
  • Most Accessible Online MBA Programs — UMGC’s no-GMAT, low-cost MBA fits squarely in this category. Compare it against other accessible MBA options.
  • Online MHA Programs — If you’re considering UMGC’s MS in Healthcare Administration, see how the broader MHA landscape compares — especially CAHME-accredited alternatives.
  • Online Master’s Programs in Maryland — UMGC is one of several Maryland institutions offering online master’s degrees. This guide covers the full state landscape.

Frequently Asked Questions

A. Yes. UMGC is accredited by the Middle States Commission on Higher Education (MSCHE), which is one of the six recognized regional accrediting bodies in the United States. This is the same accreditor that oversees institutions like Princeton, Johns Hopkins, and the University of Maryland, College Park. Regional accreditation is the standard that matters for credit transfer, employer recognition, and financial aid eligibility.