Written By - Erika Lasrado
Last Updated: July 04, 2026

What Is an Online Master’s in Counseling?

An online master’s in counseling is a graduate-level, clinically focused degree designed to prepare students for licensure as professional counselors. Unlike broader master’s in psychology programs, which often emphasize research methodology, behavioral science theory, and academic career preparation, a counseling master’s is built around direct therapeutic practice. The curriculum centers on developing applied clinical skills — assessment techniques, treatment planning, group facilitation, crisis intervention, and evidence-based counseling modalities — that graduates will use from their first day of supervised practice.

The distinction between counseling and social work is equally important. While MSW programs train practitioners for community-level intervention, policy advocacy, and macro-level systems work, counseling programs focus on individual and small-group therapeutic relationships. The accrediting bodies are different (CACREP for counseling, CSWE for social work), the licensure exams are different, and the professional identities are distinct — even when practitioners work in overlapping clinical settings.

One reality that separates online counseling programs from most other online graduate degrees is the hybrid requirement. Nearly every accredited counseling program — regardless of how much coursework is delivered online — requires students to complete supervised clinical practicum and internship hours in person at an approved site. These clinical hours typically range from 600 to over 1,000 depending on the specialization and accreditation standard. This means that “online” counseling programs are more accurately described as hybrid programs with online coursework and local clinical placements.

The defining quality marker in counseling education is CACREP (Council for Accreditation of Counseling and Related Educational Programs) accreditation. CACREP-accredited programs meet rigorous curriculum, faculty, and clinical training standards that most state licensing boards either require or strongly prefer. Choosing a non-CACREP program can create significant barriers to licensure in many states — a distinction explored in depth later on this page.

For students who want structured therapeutic training, a clear path to licensure, and the flexibility to complete coursework around existing work or family obligations, an online master’s in counseling offers a viable and increasingly popular route into the profession.

How We Evaluated These Programs

The programs featured on this page were assessed using a methodology designed specifically for the counseling discipline, where accreditation status and clinical training quality carry outsized weight compared to most other graduate fields.

Our primary evaluation criteria include:

  • CACREP accreditation status — Programs holding current CACREP accreditation or candidacy status are prioritized because of the direct impact on licensure eligibility in the majority of states.
  • Clinical placement support — We assessed whether programs actively assist students in securing practicum and internship sites or leave placement entirely to the student. University-supported placement is a significant advantage for online learners who may not have existing clinical connections.
  • Program flexibility and format — Synchronous vs. asynchronous coursework options, part-time availability, and the degree to which programs accommodate working professionals were evaluated.
  • Faculty credentials — Programs staffed by licensed, actively practicing counselors and counselor educators with terminal degrees in counseling or closely related fields scored higher.
  • Licensure exam pass rates — Where available, National Counselor Examination (NCE) and National Clinical Mental Health Counseling Examination (NCMHCE) pass rates were reviewed as outcome indicators.
  • Graduation and retention rates — Completion data from IPEDS and institutional reporting provided additional quality signals.


Data sources include institutional program pages, CACREP’s public directory, the Integrated Postsecondary Education Data System (IPEDS), and Bureau of Labor Statistics occupation profiles. Full ranked lists with detailed scoring methodology are available on our dedicated best online master’s in counseling and most affordable online master’s in counseling ranking pages.

Southern New Hampshire University

PROGRAM: Best & Affordable Online Master’s in Psychology

Southern New Hampshire University is a private, nonprofit, accredited institution with more than 3,000 on-campus students and over 60,000 online students, making us one of the fastest-growing universities in the country. Founded in 1932, we’ve been relentlessly reinventing higher education ever since and have gained national recognition for our dedication to helping students transform their lives and the lives of those around them.

We’re proud to provide affordable, accessible education that students can pursue on our 300-acre campus in Manchester, NH, over our innovative online platform or at our regional centers in Manchester, Nashua, Portsmouth and Salem, NH, and Brunswick, ME.

SNHU has earned the GetEducated.com Best Buy and Best of Business – Best Online Degree awards and is consistently ranked as a top Military Friendly® School by G.I Jobs®.

Top Online Master’s in Counseling Programs

Earning the best online counseling degree ensures thorough preparation for future careers. These leading master’s programs facilitate connections to potential positions, ensuring success upon graduation. Using various metrics and methods, including tuition costs, graduation rates, and outcomes, the teams at OMC ranked the top online master’s in counseling programs. Here is the list:

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The following programs represent a cross-section of strong online master’s in counseling options, selected for CACREP accreditation, clinical placement infrastructure, specialization offerings, and flexibility for working students. Each program card highlights the details that matter most when comparing counseling degrees.

  • Degree: MA in Clinical Mental Health Counseling
  • CACREP Accredited: Yes
  • Credits: 60
  • Tuition: ~$18,810 total (online rate)
  • Format: Online coursework with local practicum/internship
  • Standout Feature: One of the most affordable CACREP-accredited clinical mental health counseling programs available fully online, with extensive practicum placement support across all 50 states.

Compare Online Counseling Programs

The table below organizes the key decision metrics across all featured programs in a single view. Use it to quickly compare CACREP status, credit requirements, tuition ranges, and format details. Pay particular attention to the CACREP column — as detailed later on this page, accreditation status is the single most consequential factor in whether your degree leads smoothly to licensure.

UniversityDegree TypeSpecialization(s)CACREP AccreditedCreditsTuition (approx. total)Clinical Hours RequiredFormat
Southern New Hampshire UniversityMAClinical Mental Health CounselingYes60~$18,810700+Online + local practicum
Liberty UniversityMACMHC, Marriage & Family, PastoralYes (CMHC)60~$24,500600+Online + local practicum
National UniversityMSClinical Mental Health CounselingYes60~$20,700700+Online + local practicum
Grand Canyon UniversityMSClinical Mental Health CounselingYes60~$24,600600+Online + local practicum
Pepperdine UniversityMAMarriage & Family TherapyNo (COAMFTE)56~$62,000500+Online + campus immersions
Regent UniversityMAClinical Mental Health CounselingYes60~$24,000600+Online + local practicum
Lamar UniversityMEdClinical Mental Health CounselingYes60~$16,500600+Online + local practicum
Fort Hays State UniversityMSCMHC, School CounselingYes48–60~$11,040–$13,800600+ (CMHC)Online + local practicum
Nova Southeastern UniversityMSClinical Mental Health CounselingYes60~$35,400700+Online + local practicum
Arizona State UniversityMCClinical Mental Health CounselingYes60~$25,800700+Online + weekend immersions
University of FloridaMAEMental Health, School CounselingYes51–63~$22,680–$45,360600+Online + local practicum

Several patterns emerge from this comparison. First, tuition for CACREP-accredited online counseling programs ranges dramatically — from under $14,000 at Fort Hays State University to over $62,000 at Pepperdine. Second, nearly all CACREP programs require 60 credit hours, which is the standard set by the accrediting body for clinical mental health counseling tracks. School counseling programs tend to require fewer credits (48–51) because they lead to school certification rather than LPC licensure. Third, every program listed requires local clinical placements regardless of online delivery format — confirming that fully remote completion of a counseling master’s is not currently possible at accredited programs.

Specializations in Counseling

Counseling is not a single profession — it is a cluster of related specializations, each with its own licensure pathway, credential requirements, and career settings. Choosing a specialization at the master’s level is one of the most consequential decisions a counseling student makes, because it determines which license you pursue, which populations you serve, and which clinical settings you can work in after graduation. Most CACREP-accredited programs require students to declare a specialization track at admission, and switching tracks mid-program often means additional coursework and clinical hours.

Clinical Mental Health Counseling

Clinical mental health counseling is the most common and broadest specialization track. It prepares students to diagnose and treat mental health disorders, develop treatment plans, and provide individual and group therapy across a wide range of settings — private practice, community mental health centers, hospitals, employee assistance programs, and integrated care clinics. CACREP requires 60 credit hours for this track, including a minimum of 600 clinical hours (100 practicum + 600 internship). Graduates pursue the Licensed Professional Counselor (LPC) or Licensed Mental Health Counselor (LMHC) credential depending on their state. This specialization is best for students who want the broadest scope of practice and the most flexibility in choosing where and how they practice after licensure.

School Counseling

School counseling prepares graduates to work in K–12 educational settings, addressing students’ academic, career, and social-emotional development. The credentialing pathway differs significantly from clinical counseling: school counselors typically earn state certification or licensure through their state department of education rather than a clinical licensing board. Programs are often structured as MEd degrees and require fewer credits (48–51 in many states). Coursework emphasizes developmental psychology, academic intervention strategies, college/career readiness planning, and consultation with teachers and parents. This track is best for students drawn to working with children and adolescents in educational environments. Those considering this track alongside broader education pathways may also want to explore online master’s in education programs.

Marriage and Family Therapy

Marriage and family therapy (MFT) focuses on relational and systemic therapeutic approaches — treating individuals within the context of their family and relationship dynamics rather than in isolation. MFT programs may be accredited by COAMFTE (Commission on Accreditation for Marriage and Family Therapy Education) rather than CACREP, though some CACREP programs include an MFT specialization track. Graduates pursue the Licensed Marriage and Family Therapist (LMFT) credential, which requires supervised clinical experience beyond the degree. Typical coursework covers systems theory, couples therapy, family dynamics, human sexuality, and attachment-based interventions. This specialization is best for students interested in treating relational dysfunction, couples in crisis, family conflict, and blended family challenges.

Rehabilitation Counseling

Rehabilitation counseling prepares practitioners to work with individuals who have physical, emotional, cognitive, or developmental disabilities. The focus is on helping clients achieve independent living, meaningful employment, and community integration. Graduates pursue the Certified Rehabilitation Counselor (CRC) credential and may work in vocational rehabilitation agencies, disability services offices, workers’ compensation settings, or Veterans Affairs facilities. Coursework includes disability law, vocational assessment, assistive technology, case management, and psychosocial aspects of disability. This specialization is best for students who want to combine therapeutic skills with advocacy and vocational planning for underserved populations.

Addiction and Substance Abuse Counseling

Addiction counseling focuses on the prevention, assessment, and treatment of substance use disorders and behavioral addictions. With the ongoing national behavioral health crisis driving sustained demand, this specialization is one of the fastest-growing tracks in the counseling field. Coursework covers psychopharmacology, motivational interviewing, relapse prevention, co-occurring disorder treatment, and group therapy models. Graduates may pursue credentials such as the Certified Alcohol and Substance Abuse Counselor (CASAC) or Licensed Chemical Dependency Counselor (LCDC), in addition to or alongside an LPC. Employment settings include residential treatment facilities, outpatient clinics, correctional settings, and community health centers. This specialization is best for students drawn to working with populations in acute crisis and for those who want to enter a field with strong and growing workforce demand.

Career Counseling

Career counseling focuses on helping individuals navigate career transitions, job searches, vocational identity development, and work-life balance challenges. Graduates may pursue the National Certified Counselor (NCC) credential or the Global Career Development Facilitator (GCDF) certification. Career counselors work in college career centers, workforce development agencies, private practice, corporate human resources, and outplacement firms. Coursework emphasizes career development theory, assessment instruments, labor market information, and multicultural workforce issues. This specialization is best for students who are more interested in human development and professional growth than in diagnosing and treating mental health disorders, and for those interested in higher education or workforce development settings.

CACREP Accreditation: What It Means and Why It Matters

CACREP — the Council for Accreditation of Counseling and Related Educational Programs — is the specialized accrediting body for counseling programs in the United States. It evaluates programs against rigorous standards covering curriculum design, faculty qualifications, clinical training requirements, student assessment procedures, and program outcomes. Understanding CACREP is not optional for counseling students — it is the single most important factor in determining whether your degree will lead smoothly to licensure.

The practical significance of CACREP accreditation comes down to licensure. A growing majority of states either require graduation from a CACREP-accredited program for LPC or LMHC licensure or offer a streamlined licensure pathway for CACREP graduates. In states that accept non-CACREP degrees, graduates typically face additional requirements — extra supervised clinical hours, supplementary coursework, or course-by-course transcript evaluations to prove equivalency. These additional requirements can add months or even years to the licensure timeline.

Beyond state licensure, CACREP status affects national credential eligibility. The National Board for Certified Counselors (NBCC) requires graduation from a CACREP-accredited program for the National Certified Counselor (NCC) credential through its standard pathway. NCC certification is increasingly valued by employers and is required or preferred for certain federal and military counseling positions.

For students interested in marriage and family therapy rather than general counseling, the equivalent accrediting body is COAMFTE (Commission on Accreditation for Marriage and Family Therapy Education), which serves a parallel function for MFT programs.

When might a non-CACREP program still be a reasonable choice? In limited circumstances: if your state does not require CACREP accreditation, if the program is currently in CACREP candidacy with a clear timeline to full accreditation, or if you are pursuing a career path (such as career counseling in higher education) that does not require clinical licensure. For anyone planning to pursue LPC or LMHC licensure, however, CACREP accreditation should be treated as a near-mandatory baseline. Students unfamiliar with the difference between programmatic accreditation (like CACREP) and institutional accreditation may find additional context in our guide to accredited online master’s programs .

MA vs. MS vs. MEd in Counseling: How to Choose

The degree designation on a counseling master’s — MA, MS, or MEd — signals differences in curricular emphasis that can affect your career trajectory. While all three can lead to licensure in many states, the philosophical orientation and typical specialization tracks associated with each degree type differ in ways worth understanding before you apply.

The Master of Arts (MA) in Counseling is the most common designation for clinical counseling programs. MA programs typically emphasize humanistic and relational approaches to therapy, qualitative research methods, cultural and diversity competencies, and the development of a therapeutic identity grounded in the counseling profession’s values. Most CACREP-accredited clinical mental health counseling and marriage and family therapy programs award the MA. This is the standard pathway to LPC or LMHC licensure.

The Master of Science (MS) in Counseling shares similar licensure outcomes but often signals a curriculum that gives greater weight to quantitative research methods, neuroscience and biological foundations of behavior, evidence-based treatment protocols, and data-driven clinical assessment. Students drawn to empirical approaches, clinical research, or integration of counseling with medical/health settings may prefer MS programs.

The Master of Education (MEd) in Counseling is housed in colleges of education and is most commonly associated with school counseling tracks. MEd programs emphasize developmental psychology, educational intervention strategies, and school-system consultation. While some MEd programs in clinical mental health counseling do exist, the MEd is primarily the pathway to K–12 school counselor certification rather than clinical LPC licensure. Students choosing an MEd should verify whether it satisfies their state’s clinical licensure requirements if they intend to practice outside of school settings.

Degree TypeTypical FocusCommon SpecializationsPrimary Credential/LicenseBest For
MA in CounselingHumanistic/relational clinical practiceClinical Mental Health, Marriage & Family, AddictionLPC / LMHC / LMFTStudents pursuing clinical licensure and private practice
MS in CounselingEvidence-based / science-oriented clinical practiceClinical Mental Health, Rehabilitation, AddictionLPC / LMHC / CRCStudents who prefer empirical approaches or plan to integrate counseling with healthcare
MEd in CounselingEducational and developmental focusSchool Counseling, Career CounselingSchool Counselor Certification / NCCStudents pursuing K–12 school counseling or higher education career counseling

The choice between these degree types matters most when it affects licensure eligibility in your target state. Before enrolling, confirm with your state licensing board that the specific degree designation and program curriculum satisfy licensure requirements. An MA from a CACREP program in clinical mental health counseling will be accepted in virtually every state; an MEd from a non-CACREP program in school counseling may not satisfy clinical licensure requirements even if the coursework overlaps substantially.

Clinical Hours and Practicum Requirements

Clinical training requirements are what make online counseling programs fundamentally different from almost every other online master’s degree. Regardless of how coursework is delivered, every CACREP-accredited counseling program requires students to complete supervised clinical experience at an approved site — typically in the student’s local community. Understanding how these requirements work is essential before you enroll.

  • CACREP standards require a minimum of 100 practicum hours (including 40 hours of direct client contact) and 600 internship hours (including 240 hours of direct client contact) for clinical mental health counseling students. In total, that is at least 700 supervised clinical hours completed before graduation. Many programs exceed these minimums, and individual state licensing boards may require additional post-degree supervised hours before granting full licensure — often 2,000 to 4,000 hours of supervised practice over two to three years after graduation.
  • Practicum vs. Internship: The practicum typically comes first and provides an introductory clinical experience under close supervision. Students observe experienced counselors, conduct initial intake assessments, and begin seeing clients under direct supervision. The internship follows and involves a more independent caseload, treatment planning, and broader clinical responsibilities. Both require documented supervision hours with a licensed clinical supervisor.
  • How Online Programs Handle Placement: Programs vary significantly in how they support clinical placements. Some — particularly larger universities with established online programs like Southern New Hampshire University, Grand Canyon University, and Arizona State University — maintain networks of pre-approved clinical sites across the country and employ field placement coordinators who actively match students with sites. Others, especially smaller programs, require students to identify and secure their own placements, which can be challenging in rural areas or regions with high counseling student density.
  • Before enrolling, ask programs directly: Does the university help arrange clinical placements in my area? How many students in my region are currently placed? What happens if I cannot find a site? These questions can reveal critical differences in program infrastructure that affect your ability to complete your degree on time.
  • State Variation: Clinical hour requirements for licensure vary by state. Some states require more practicum or internship hours than the CACREP minimum, and many states have specific rules about the types of clients, settings, or supervision credentials that count toward licensure hours. Always check your target state’s licensing board requirements before beginning clinical placements — hours completed under the wrong type of supervision or in an unapproved setting may not count.
  • Practical Tips for Working Students: Completing 700+ clinical hours while working full-time is one of the most common challenges for online counseling students. Many students reduce their work hours during internship semesters, negotiate flexible clinical schedules (evenings and weekends at community mental health centers, for example), or extend their program timeline by one to two semesters to accommodate clinical requirements. Planning for this reality during the application stage — not after enrollment — is critical.

Career Paths and Salary Outlook for Counseling Graduates

A master’s in counseling opens pathways into several distinct professional roles, each with its own licensure requirements, work settings, and earning potential. The counseling field overall is projected to grow faster than average through 2032, driven by increased recognition of mental health needs, expanded insurance coverage for counseling services, and ongoing behavioral health workforce shortages.

Licensed Professional Counselor (LPC/LMHC): This is the broadest counseling credential, qualifying graduates to provide mental health counseling in private practice, community mental health centers, hospitals, and employee assistance programs. The Bureau of Labor Statistics reports a median salary of approximately $53,490 for substance abuse, behavioral disorder, and mental health counselors, though LPCs in private practice or specialized settings often earn considerably more — particularly in high-cost-of-living areas or with niche expertise (trauma, EMDR, DBT).

School Counselor: School counselors work in K–12 settings addressing academic performance, social-emotional development, college readiness, and crisis intervention. The BLS reports a median salary of approximately $60,140 for school and career counselors, with strong job security tied to public education funding and state mandates for student-to-counselor ratios.

Marriage and Family Therapist: MFTs work with couples and families in private practice, community agencies, and healthcare settings. Median salary is approximately $56,570 according to BLS, with significant variation based on geographic location and practice setting. States with high demand for MFTs — particularly California, New York, and Texas — tend to offer higher compensation.

Substance Abuse and Behavioral Disorder Counselor: Addiction counselors work in residential treatment facilities, outpatient clinics, correctional settings, and community health centers. BLS reports a median salary of approximately $53,490 with projected job growth of 18% through 2032 — among the fastest in the counseling field — fueled by the ongoing substance use crisis.

Rehabilitation Counselor: Rehabilitation counselors work with individuals with disabilities in state vocational rehabilitation agencies, VA facilities, workers’ compensation programs, and nonprofit organizations. Median salary is approximately $39,990, lower than other counseling tracks but with strong demand in government and nonprofit sectors. Students interested in related healthcare leadership roles may also want to explore online master’s in healthcare administration programs.

RoleMedian SalaryProjected Growth (2022–2032)Typical SettingRequired Credential
Licensed Professional Counselor (LPC/LMHC)~$53,49018%Private practice, community MH, hospitalsLPC or LMHC (state-issued)
School Counselor~$60,1405%K–12 schools, school districtsState school counselor certification
Marriage and Family Therapist~$56,57015%Private practice, agencies, healthcareLMFT (state-issued)
Substance Abuse/Behavioral Disorder Counselor~$53,49018%Residential tx, outpatient, correctionsLPC + CASAC/LCDC (varies by state)
Rehabilitation Counselor~$39,9909%VR agencies, VA, nonprofitsCRC (national) + state license

Salary and growth data from the Bureau of Labor Statistics, Occupational Outlook Handbook (2023–2024 edition). Figures represent national medians; actual compensation varies by state, setting, and experience level.

Several patterns are worth noting. First, clinical mental health and addiction counseling show the strongest projected growth, reflecting national investment in behavioral health infrastructure. Second, school counseling offers the highest median salary among common counseling roles, partly because school counselors are employed in salaried positions with benefits rather than the fee-for-service model common in clinical practice. Third, counseling salaries overall are modest compared to some other master’s-level professions — a reality students should weigh against the meaningful but not-lucrative nature of the work. For broader salary context across graduate fields, the highest-paying online master’s degrees ranking provides useful comparative data.

Licensure Pathways for Counseling Graduates

Licensure is not optional for counseling graduates who want to practice independently — it is a legal requirement in all 50 states, the District of Columbia, and U.S. territories. The pathway from degree completion to full licensure follows a general sequence, but the specific requirements vary significantly by state, making this one of the most important pre-enrollment research topics for any prospective counseling student.

The General Licensure Pathway:

1. Earn a master’s degree in counseling (ideally from a CACREP-accredited program) with the required coursework and clinical training hours.

2. Complete post-degree supervised experience — typically 2,000 to 4,000 hours of direct client contact under the supervision of a licensed counselor, over a period of two to four years.

3. Pass a national licensing examination — most commonly the NCE (National Counselor Examination) or NCMHCE (National Clinical Mental Health Counseling Examination).

4. Apply for and receive state licensure — submit transcripts, supervision documentation, exam scores, and often a background check to the state licensing board.

Key License Types:

  • LPC (Licensed Professional Counselor) — The most common clinical counseling license, used in approximately 30 states.
  • LMHC (Licensed Mental Health Counselor) — Functionally equivalent to LPC but used in states like New York, Florida, and Washington.
  • LCPC (Licensed Clinical Professional Counselor) — Used in states like Illinois, Maryland, and Maine, typically indicating advanced clinical privilege.
  • LMFT (Licensed Marriage and Family Therapist) — Separate license for MFT specialists, with its own exam (typically the MFT National Examination).
  • NCC (National Certified Counselor) — A national credential issued by NBCC, not a state license. NCC is voluntary but increasingly valued by employers and required for some positions.

State Variation Warning: The title, hour requirements, accepted exams, and approved program qualifications differ by state. For example, some states accept only the NCE, others require the NCMHCE, and some accept either. Supervised experience requirements range from 2,000 hours in some states to 4,000 hours in others. Some states require CACREP graduation; others accept equivalent programs on a course-by-course review basis. This variation has real consequences: if you plan to move or practice across state lines during your career, research both your current state’s and your target state’s requirements before choosing a program.

Portability Concerns: Counseling licenses do not automatically transfer across state lines. Moving to a new state typically requires applying for licensure in the new state, which may involve meeting additional coursework or supervised experience requirements. Several national organizations — including the American Counseling Association and NBCC — are working toward licensure portability compacts and standardization, and some progress has been made through reciprocity agreements. However, full portability remains aspirational rather than guaranteed for most counselors today.

The bottom line: licensure is a multi-year process that begins with choosing the right program and doesn’t end with graduation. Research your state’s specific requirements before you enroll, not after.

Admission Requirements for Online Counseling Programs

Admission to online counseling master’s programs is generally accessible for motivated applicants, but the requirements go beyond standard graduate school criteria. Counseling programs are preparing future clinicians who will work with vulnerable populations, and admissions processes are designed to evaluate personal fitness for the profession alongside academic readiness.

  • Bachelor’s degree from a regionally accredited institution. Most counseling programs accept applicants from any undergraduate major — you do not need a psychology or social science degree, though relevant coursework helps.
  • Minimum GPA typically ranges from 2.75 to 3.0. Some programs are flexible on GPA with strong supporting materials; others enforce strict cutoffs.
  • GRE scores are increasingly not required. The majority of CACREP-accredited online counseling programs have moved to GRE-optional or GRE-free admissions, reflecting a field-wide trend toward holistic review.


Counseling-Specific Requirements:

  • Personal statement — Programs ask applicants to articulate why they want to become counselors, describe relevant life experiences, and demonstrate self-awareness and empathy. This essay carries significant weight.
  • Letters of recommendation — Typically 2–3, with preference for recommenders who can speak to the applicant’s interpersonal skills, emotional maturity, and suitability for clinical work (not just academic performance).
  • Interview — Many CACREP-accredited programs require a personal interview (often conducted via video for online students). Interviews assess communication skills, cultural sensitivity, and professional disposition.
  • Background check — Required by most programs prior to enrollment or clinical placement, given that counseling students will work with vulnerable populations.


Prerequisite Coursework:

Some programs require or recommend completion of introductory psychology, human development, and statistics courses prior to enrollment. Programs that don’t require these as prerequisites often incorporate foundational content into early coursework.

What Programs Look for Beyond Grades:

Counseling admissions committees are evaluating applicants’ readiness to sit with people in pain, navigate ethical complexity, and maintain professional boundaries. Volunteer experience in human services, crisis hotline work, mentoring, or related roles strengthens applications considerably. Programs are also looking for evidence of cultural humility, self-reflection capacity, and a realistic understanding of the profession — not idealized notions of “helping people.”

How to Pay for an Online Master’s in Counseling

The financial landscape for counseling students has some unique features — both challenges and advantages — that are worth understanding before enrollment. On the challenge side, the 60-credit CACREP standard means total tuition is higher than many other master’s programs that require only 30–36 credits. On the advantage side, several federal and private funding sources specifically target mental health and behavioral health students.

Based on the programs featured on this page, tuition for CACREP-accredited online counseling master’s programs ranges from approximately $11,000 (Fort Hays State University’s school counseling track) to over $62,000 (Pepperdine University’s MFT program). The median falls in the $20,000–$25,000 range for clinical mental health counseling tracks. Use the graduate school cost calculator to estimate total costs for specific programs based on your financial situation.

HRSA Behavioral Health Workforce Programs: The Health Resources and Services Administration offers scholarships and loan repayment programs specifically for students and graduates entering the behavioral health workforce. The NHSC (National Health Service Corps) Substance Use Disorder Workforce Loan Repayment Program and the Behavioral Health Workforce Education and Training (BHWET) grants are particularly relevant for counseling students who plan to work in underserved communities after graduation.

NBCC Minority Fellowship Program: The National Board for Certified Counselors offers the NBCC MFP, which provides doctoral and master’s-level counseling students from underrepresented populations with fellowships to support their training. Awards include stipend support and professional development funding.

State-Specific Funding: Many states offer loan repayment, tuition assistance, or scholarship programs for students who commit to working in designated mental health professional shortage areas (HPSAs) after graduation. These programs are particularly common in rural states and states with acute behavioral health workforce shortages.

Standard Federal Financial Aid: Online counseling students at accredited institutions are eligible for federal financial aid through FAFSA, including Direct Unsubsidized Loans (up to $20,500/year for graduate students) and Grad PLUS Loans. Graduate assistantships, while less common in online programs, are available at some universities and can significantly reduce net costs.

Employer Tuition Assistance: Students already working in human services, healthcare, or education may have access to employer tuition reimbursement programs. Several large healthcare systems and community mental health organizations actively invest in training their employees toward counseling licensure.

FAQs About Online Master’s in Counseling Programs

Yes, provided the program holds CACREP accreditation. State licensing boards do not distinguish between online and on-campus delivery when the program meets the same accreditation standards and clinical training requirements. Employers and licensing boards evaluate the accreditation status and clinical training quality of your program — not the delivery format. The clinical practicum and internship components are completed in person regardless of how coursework is delivered, which means graduates of online CACREP programs have the same supervised clinical experience as their on-campus peers.